Welcome to your monthly insider scoop on Singapore's ever-changing property market! Whether you're eyeing your next dream home or staying informed about investment opportunities, we're here to give you the latest trends and tips.
Residential Market Trends
HDB Trend
Condo Trend
Landed Trend
Singapore's property market trends continues to display robust activity across various sectors:
HDB Resale Market: The public housing resale market has experienced a notable surge, with prices still increasing. This escalation is attributed to strong demand coupled with limited supply.
Private Residential Sector: Buyer sentiment in the private residential market has improved, spurred by stabilizing interest rates. Developers are anticipated to proceed with new project launches throughout 2025 given strong sales performance from what have launched so far.
Landed Property Market: The landed property segment continues to demonstrate resilience and growth, driven by sustained demand from higher-income groups seeking larger living spaces. This trend underscores the rising demand for private condominiums and larger HDB units, particularly among higher-income groups.
Residential Mortgage Rates
As of 1 Mar 2025, the 3-month SORA rate stands at 2.82%, down from 2.95% in Feb 2025, continuing the downward trend of the interest rates. This decline signals lower borrowing costs, spuring more buyers to come into the property market thus pushing prices higher and also making it a great time for homeowners to refinance their mortgages. Locking in a lower rate now can lead to significant savings on monthly repayments. If your mortgage lock up period is going to be over soon, staying informed on rates fluctuations can help you secure more favorable loan terms.
Our mortgage brokers can help you find the best mortgage package tailored to your needs. They will compare the latest bank offers and ensure you get the most competitive rates with minimal hassle.
HDB Mortgage Rates
Private Residential Mortgage Rates
Building Under Construction (BUC) / New Launch Mortgage Rates
Case Study
Behind every transaction, there's a story. Here, we are sharing a case study of a high flying couple in their 40s who own a fully paid up condo that's worth $3m. The husband earns $20,000 a month and the wife is earning $15,000. They are looking to sell their condo and buy a landed terrace for around $5m to upgrade to a bigger property asset.
We generated 2 scenarios for this couple, one where they buy the $5m landed terrace and continue to hold on to their terrace till 65 and a second scenario where they sold their current condo and bought another two condo, a $3m one for own stay and a $2m one for investments.
Through our analysis and projections, we were able to show the couple that they could increase their net worth much more significantly if they follow our advice to buy 2 condo rather than buy the landed and also generate about $8k in passive income for them.
If you are interested for us to analyse your current property portfolio and how you can optimize it so that you can increase your net worth and have a good passive income during your retirement, do reach out to us for a consultation session.
Best Buy This Month
If you're thinking about the next big step in your real estate journey, you're in the right place. In today’s fast-moving market, identifying prime investment opportunities is key to staying ahead. This week, we’re highlighting a few gems that could be your next profitable venture."
Freehold Condo, Price $1.5x million, 3 Bedrooms 2 Bathrooms, Potong Pasir & Boon Keng Area, Estimated Gross Rental Yield > 3.5%
Freehold Condo, Price $1.0x million, 1 Bedroom + Study with 2 Bathrooms, less than 10 mins walk to Haw Par Villa MRT, Estimated Gross Rental Yield > 4%
Dawson HDB, Price $9xx k, 4 Rooms Premium, Less than 10 min walk to Queenstown MRT, Estimated Gross Rental Yield > 5%
If you are interested in any of the above properties, do contact us immediately as such good buys are usually sold very quickly.
Ask the Expert
Not sure where to start with property investment? Ask the experts! Let us help you find the best opportunities in the market! With our expertise in identifying high-potential properties, analyzing market trends, and negotiating the best deals, we ensure you make smart, strategic investments. Whether you're looking for rental yield, capital appreciation, or a mix of both, we will tailor our search to meet your financial goals. Get in touch today and let’s start building your property portfolio!
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